How do self-build mortgages work in Ireland?

Lenders typically release funds in four to five stages — foundations, wall plate, roofed and plastered, and completion — with a valuation inspection at each. Because money arrives after work is done, you need working capital or a first tranche of your own funds.

Lenders require full planning permission with the appeal period expired, a costed schedule, proof of all-risks insurance and confirmation of the certification route being used.