Part L sets a maximum U-value for replacement windows in existing dwellings, and modern double or triple glazed units easily meet it. SEAI grant-supported window upgrades apply a tighter performance requirement than the regulatory backstop.
The U-value quoted should be the whole-window figure including the frame, not the centre-pane glass figure, which always looks better. Ask for the certified whole-window value.
Installation quality matters as much as the unit. Poor sealing at reveals and uninsulated cavity closers can create thermal bridges and condensation at the frame even with a high performance window.